Recent News & Activity. This type of no-exam life insurance came about to offer coverage to people who generally couldn’t be. Plans starting at $4. No longer works for the majority of the top newspapers behind paywalls. You can multiply your salary by five-, seven- or ten-times (or any number you’d like) to calculate a type of coverage. Check out this handy Wyshbox guide to life insurance for asthmatics and what you need to know. 2021),. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. The overall need for life insurance is higher among women than for men. The online process was simple, easy to understand, and convenient. And it’s not just commuting to jobs, people use their cars for everything from road trips to running errands. The online process was simple, easy to understand, and convenient. Life Insurance only available between ages 18-79. Nonetheless, you must actually do one thing to guard your loved ones in case one thing sudden occurs to you. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. ” get started. Wyshbox, a fully digital disruptor in the life insurance. 0/5 Policies & Coverage Overall Rating: 5 / 5 (Excellent) With its novel approach to term life insurance policies, Wysh offers a 100% online application that can be completed in less than 10 minutes and requires no medical. That’s not including services like spay or neutering, physicals, dental cleanings, and many others. Wyshbox is a leading online life insurance carrier that revolutionizes the insurance industry by eliminating the requirement for a life insurance exam. Not sure what term life insurance is?Unsurprisingly, the filing experience is now a lot smoother due to tech advances. With these. 5. CST. It has a strategic. World’s #1 Fraud. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. The Wysh Life and Health Insurance Company term life product application asks certain lifestyle and health questions to help avoid requiring a medical exam. Wyshbox in Boydton, VA Expand search. The technology platform was easy to use and very thorough from the website to follow up emails and texts. Which mental health disorders can have an effect on life insurance? The National Alliance on Mental Illness defines mental illness as a condition that affects a person’s thinking, feeling, behavior or mood. Types of student loans. If you leave your loved ones with $1 million dollars in a policy payout, they could blow through that pretty quickly, depending on how they want to use that money. There are certain inevitable things a lot of us have to face: going to the DMV, serving jury duty, and understanding how to file a life insurance claim. And that’s just baseline monthly expenses. Flexible coverage. Checking out life insurance reviews before you choose a policy is a smart move. Method pretty much died 1-2 years ago. Student loans and debt can become an insurmountable issue, especially for a young person going into the workforce, upon graduation. Not everyone likes to think about death. Merged. Starting at $9/mo. Things to consider when taking out student loans. Plans starting at $4. They also don’t have to only be used for burials, as they can be used in cremations as well. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Verified. If you have health complications due to family history, the best thing to do is talk to insurance agents and have them walk you through your coverage options. | Read 121-122 Reviews out of 122Wyshbox was a super easy way to buy… Wyshbox was a super easy way to buy life insurance. Date of experience: 27 March 2023 The entire experience was extremely simple and clear from start to finish. It has a strategic partnership with Northwestern Mutual, which is 165 years old, financially sound and one of the largest life insurance companies in the world. Underwriting essentially exists to help you get the. But permanent coverage also includes areas of investing, which can. Some people have moved past cigarettes and have taken up other. As such, riders can make your life insurance policy highly personalized to you. Policy length is flexible from two- to 35- years. You're married, congrats. (901) 825-1721. The online process was simple, easy to understand, and convenient. There’s a sentimental value to having a plot of land that you can visit and honor. Colonial Penn sells its guaranteed acceptance coverage in units, and the amount of coverage this gets you varies by gender and age. Updated Jan 5, 2023. Profile of a female in good health with a $500k coverage amount. This money goes to the. Level Term 20: A traditional term life insurance policy, Level Term 20 has level premiums for the entire term length and offers coverage for 20 years. The yearly value of this product totals to $108 per year, which is less than $250/yr. #WhatsYourWysh | Say hello to an affordable term life insurance that puts you first! At Wyshbox, we have combined the traditional strengths of insurance with modern tech tools. Additional names include “revocable bank account trusts” or “transfer on death accounts. 5 million. If there’s someone in your life looking for financial protection, share this Wysh guide with them breaking down what term life insurance is, how to know if you…Milwaukee, Wisconsin--(Newsfile Corp. A. $191 or $133. AI, machine learning, and other tech tools will make getting insurance faster—and cheaper—than ever before. Form #. Get a Quote. The company is legit, though. Check out this quick breakdown of how life insurance for athletes and extreme sports enthusiasts works. 5 million. This button displays the currently selected search type. As mentioned before, insurers want to confirm the validity of your application. Get your questions answered about these digital, collectible markets. Wyshbox’s Post Wyshbox 186 followers 2d Report this post Report Report. Life insurance through the ages. Transamerica offers two types of term life insurance policies, with terms of 10, 15, 20, 25 and 30 years available. The process confirms if you’re eligible for coverage, the amount you can buy, if there’s. Wyshbox | 209 followers on LinkedIn. We found each of these 10 best online life companies has its strengths: Fabric by Gerber Life: People who. Plans starting at $4. 2. And of course, more than half of all American students now have college tuition to pay back, with nearly $1. 107 Ditto Street. Reply from Wysh. Date of experience: 22 February 2023. There are also certain policies that benefit people living with HIV. According to Wedding Report, 2. When it comes to life insurance, a beneficiary is a recipient of the policy’s death benefit (aka pay out). Insurance underwriting is basically your insurance company figuring out how likely it is that you’re going to die during your contract term. Some agencies allow electronic elections. The two level-term policies -- Level 10 and Level 20 -- have locked-in rates for 10 and 20 years, respectively. 13, 2021 /PRNewswire/ -- Wyshbox, a fully digital disruptor in the life insurance market debuted today. Below is a list of mental. Wyshbox gives you the chance to grant your after-life wishes. While insurance agents and brokers continue to play an important role within the industry, they also understand customers want and need a path to protection that is quick, efficient, and safe. Death benefits are not generally taxable and aren’t. Savings products are. Wyshes. Meanwhile, the oldest known burial on the African continent comes from Kenya, and that. Also, she sings just like Beyoncé (jk). An R&D studio that creates digital platforms (like Wyshbox) that make managing & protecting your money easier than ever. 20/mo compared to cat owners $81. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. This lack of knowledge creates barriers to securing policies. m. Insurance fraud punishments can include: Application rejections. Protecting families since 1972. For those between 18 and 75, the minimum is $100,000 and. That figure is more pronounced for millennials, where 70% are living paycheck to paycheck, the highest amount of any generation. We've been providing financial protection for over 50 years. According to a Haven Life study in 2019, the average coverage amount for women owning an individual life insurance policy was $231, 342. Wyshbox’s advanced technology, rock-solid financial backing, and emphasis on customer service has reimagined the entire experience of obtaining life insurance. BBB File Opened: 1/15/1971. com & Wyshbox. Cars are a major necessity in the lives of most people. You know how your needs changed and how they’re changing. * But just 31% of women have a life insurance policy, compared to 42% of men. See full list on insure. The policy offers $25,000 to $2 million in coverage with terms of. New take-home pay should come with some smart financial planning. You can pay off debt, help your loved ones or take care of your legacy—all of that with a small monthly fee. ScamAdviser uses an algorithm to determine if the website is legit with real reviews or a phishing website, selling fake products. Things like blockchain and crypto are really making waves in tech spaces. Specializing in term life insurance, Wyshbox also provides accidental death insurance in 11 states. Archbold, OH 43502. App. Once an Acorns Invest. TrademarkElite is the U. Using the cash value as a liquid asset would make obtaining a loan easier, since. Burials have been around for an incredibly long time. When watching shows like Mad Men, lighting up a cigarette may seem glamorous and cool, but it’s pretty common knowledge that smoking is. InboxDollars is a legitimate survey and rewards site. Edit Details Section. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Social analysis. Very simple process. There are a few types of final expense insurance: Guaranteed Issue life insurance: This policy has high premiums and low coverage amounts. It’s boring, it’s dreary and it’s noLately you may have noticed some new terms making the rounds — “crypto,” “fungible,” “blockchain,” “ape(s),” etc. Not only does your employer get to. Some riders will increase the cost of your total premiums, while others are added into that. This kind of policy usually offers most of the benefits of mortgage protection insurance for cheaper. 700 Main St, Lynchburg, VA 24504-1448. ”. Agents are there to help you determine the right company and coverage that best suits your needs. 5. The global market for technology-centric insurance products such as Wyshbox was valued at $5. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. But they’re all part of a new trend that just might be more legitimate than you think. That’s for a female buyer age 40. Some are more new than others. ), donating life insurance to charity can look a little bit different than just naming beneficiaries. 4 reviews. Having anxiety about going back to work is normal. <iframe src="height="0" width="0" style="display:none;visibility:hidden"></iframe>You need to enable. Overall rating 4. (419) 445-9973. Many sites work on a cookie identification basis where they look for a cookie and limit your pageviews after a certain amount of articles viewed. Ladder Life. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. One way is to use the life insurance policy, or rather its cash value, as a liquid asset. Calling all #developers + #product professionals - my company String and Key is hiring for several roles right now! Check them out and please share with anyone…Plans starting at $9/mo*/Plans start at less than $1/day* Life insurance for less than $250/yr*: Plans starting at $9/mo and less than $1/day are based on a 25-year-old female for a 10-year term in preferred plus health class with a plan face value of $155,000. Losing your job is scary. com technical analysis. If you haven’t seen Wysh’s newest Wysh Granters video, stop missing out. Do you agree with Wyshbox's 4-star rating? Check out what 122 people have written so far, and share your own experience. Flexibility: The new player allows its customers to more easily modify policies and offers more opportunity to do that. The yearly value of this product totals to $108 per year, which is less than $250/yr. BBB Rating: A+. Plus, a Binance executive hits back at Jim Cramer's on-air FTX comparison. But, whether those layoff rumors are just that, or the firings, downsizings, and/or dismissals are already underway, there are some things you can do to prepare yourself both financially and mentally. Vet trips can get pricey too. We didn't find similarities with previously find scam websites or with popular websites. Our goal: help consumers make the right choices online. A life insurance plan can help cover some, if. I decided to play it safe and just get $200K in coverage for 20 years for $13. This means it can be split 50/50 or equitably depending on the situation. Wyshbox offers online life insurance with no medical exam required. Learn more. Term life insurance, at its core, is a straightforward concept. 1 review. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Whether you want a completely digital experience or desire a more human approach, insuretech will provide you with a journey that is convenient and. Not all bodies are made the same and neither are fitness classes. Similar Companies 9. It helps you find the. String and Key | 7. When it comes to life insurance, a beneficiary is a recipient of the policy’s death benefit (aka pay out). | Read 81-92 Reviews out of 92Wyshbox made it really easy!! Wyshbox made it really easy to get quotes, and receive a policy that would fit my needs. So today we’re going to take a look at the technology known as Blockchain. “Insurtech” — this buzzword is on everyone’s lips right now, and it’s no surprise with the tremendous tech advances happening within the insurance industry. Related: Life Insurers Look for Big Things in Small Packages as They Target Middle Market in Online Sales In the past year, Dayforward and Texas-based Bestow entered the space, betting that new companies with a technology-based approach to offering life insurance would prosper. Some are more new than others. I. And the health problems that arise from excessive alcohol abuse can vary, but are no less dangerous. Meet The Creative Team, Wyshbox’s in-house team. Insurance products are underwritten by WLHIC. There may be a number of reasons why. If you want to ensure a safe and stable future for people who depend on you, you can do it by getting term life insurance for yourself. 1. The average mortgage size in the US is $431,000 as of February 2023. Online life insurance with no medical exam required. Date of experience: December 23, 2022 Ladder stands out for its flexibility. 9am - 5pm EST, or live chat. | Read 121-122 Reviews out of 122Oops! We must've moved whatever was here. 15 Nov 2022. App. $155,000 of coverage starts at $9/mo / $759,000 of coverage starts at $18/mo / $1,300,000 of coverage starts at $30/mo: Plans starting at $9/mo, $18/mo, and $30/mo are based on a 25-year-old female for a 10-year term in preferred plus. 7 Summary: Wyshbox provides instant life insurance coverage starting from $9 per month. From researching options to negotiating prices to all the nitty gritty details in between—the hard part has already been done by your employer. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Plans starting at $9/mo*/Plans start at less than $1/day* Life insurance for less than $250/yr*: Plans starting at $9/mo and less than $1/day are based on a 25-year-old. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. But it’s a fact of life we can’t afford to ignore. Learn more about its coverage now. Thank you! We're glad you found our website so user friendly! KM. Environmental impact: By utilizing biodegradable materials, tree pod burials avoid the chemicals and material usage of a traditional burial. When it comes to price, they’re more. Let's get you back on track and pretend this never happened. Or if you’re unsure if a website is legit, verify its URL before buying. We're excited to announce our partnership with Wyshbox Life Insurance! At UNest We believe that every family deserves the tools to build a secure financial…Plans starting at $4. Benefit for customers between ages 65-79 is 1%. Multiple transactions in a single day might be evidence of an NFT pump-and-dump scam. 🚫 Not an alternative. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Overselling. Short-term effects can include things like injuries, violence, or alcohol poisoning. Bestow offers no-exam level term life insurance for 10, 15, 20, 25 or 30 years, with coverage amounts ranging from $50,000 to $1. So it’s safe to say that aside from a few major cities that rely on mass transit, most people drive to work. Agents are there to help you determine the right company and coverage that best suits your needs. This trademark application was filed with the USPTO (United States Patent and Trademark Office) under the trademark classification: Insurance & Financial Services;. The company is legit, though. You can spread their ashes at a spot that was important to them, or to the relationship you shared with them. To get started, you can contact claims support via email, phone +1 (844) 997-4457, Mon. Reply from Wyshbox. They offer competitive prices for monthly insurance premiums compared to most other companies. We must've moved whatever was here. Land-use efficiency: An oft discussed problem with traditional burials is land-use, as cemeteries become too crowded. Bamboo casket. With a highly personalized approach to life coverage, Wyshbox could be a good choice if you’re seeking a life insurance policy tailored to your individual goals and lifestyle. Previously, Myroslava was a Senior Accountant at String and Key and also held positions at FedNat, Security First Insurance, Thomas Howell Ferguson, Florida State University, Florida Telecommunications Relay. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Their flexible policies allow you to customize and adapt your. 107 Ditto Street. They will be able to assist you in making this change. Let’s face it, life insurance coverage is the alternative of an excellent time. There are also certain policies that benefit people living with HIV. We are a subsidiary of Northwestern Mutual. Permanent life insurance & charity. Very simple process. This Wyshbox guide outlines up-to-date tips about life insurance calculators, smart do's-and-don'ts and even free, powerful tools that can put your financial thinking on a path to success. 4. 5 million visitors every month. If you want to ensure a safe and stable future for people who depend on you, you can do it by getting term life insurance for yourself. Insurance products are underwritten by WLHIC. , as well: “Berrylook. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. It’s vital to verify they’ll be taken care of. Date of experience: November 19, 2022. Wyshes help you figure out what coverage is right for your life. com & Wyshbox. Plus, their flexible payment options make it easier than ever. But they got tired of coming up with amazing business ideas and building successful platforms for other companies. Insurtech is short for “insurance technology. While insurance agents and brokers continue to play an important role within the industry, they also understand customers want and need a path to protection that is quick, efficient, and safe. Limited chat support availability. UNest partners with Wysh Life . Here we break down tree pod burial costs, tree pod burial locations and the things you need to keep in mind if you want to explore this eco-friendly burial option for yourself or a loved one. Purchasing life insurance through wyshbox was a very simple and easy process. — Wyshbox is an affordable term life insurance that puts people first. wyshbox. I. Limited third-party information. Wyshbox and Wysh are the marketing names for Wysh Life and Health Insurance Company ("WLHIC") and Wysh Financial, LLC ("WF"). Wysh. A beneficiary is basically the recipient who receives anything you want to leave behind. The company is legit, though. – 6 p. The company is legit, though. This new financial protection resource provides customizable term life insurance coverage starting as low as $9 per month for $150,000 in life insurance. Protect your loved ones with our best-in-class life insurance plans. #Customer #LifeInsurance…Senior Accountant at Wyshbox. 57 based on the above parameters. This isn’t to scare you—if you have asthma you can get life insurance. FORGET YOU SAW THISPlans starting at $4. Searching: Domain age. in a transaction or manner that otherwise lacks a legitimate purpose, or otherwise in violation of these terms. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Our customers love working with Wysh Life Insurance to get the protection they’re looking for! Head to our Trustpilot to see why. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. The Trendsetter Super policy offers up to $10 million in coverage — or even. Instant approval term life insurance, however, uses your on-file medical records to determine your risk. Say hello to a tailored term life insurance that can help grant your wildest after-life Wyshes. And read up on the signs of fraud. As in you can’t be denied coverage. It’s safe to say with the advancement of technology in the insurance world, came a much smoother and easier underwriting process for the customer. Wyshbox, a fully digital disruptor in the life insurance market debuted today. But if the. $191 or $133. September 13 2021. features. Some companies have periods of time, usually a couple of years, where they look at your policy with a heightened scrutiny. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Founded in 2020. Life Insurance only available between ages 18-79. Here are 3 common term life insurance myths and the truth behind…Wyshbox and Wysh are the marketing names for Wysh Life and Health Insurance Company ("WLHIC") and Wysh Financial, LLC ("WF"). - May 31, 2023) - UNest, the innovative family investment app (), and Wysh Life and Health Insurance Company, a pioneering life insurance provider (Wysh. Say hello to a tailored term life insurance that can help grant your wildest after-life Wyshes. How is A. Communal cremations tend not to cost more than $70. Plans starting at $9/mo*/Plans start at less than $1/day* Life insurance for less than $250/yr*: Plans starting at $9/mo and less than $1/day are based on a 25-year-old female for a 10-year term in preferred plus health class with a plan face value of $155,000. Wyshbox is available through a sleek website, iOS app, and their Android app will be launching later this month. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Review. If your mind went to the latter, you’re not alone since many find these tales of deceit enticing. Personal Finance Writer. That’s for a female buyer age 40. Let's get you back on track and pretend this never happened. Last Updated: November 2023. | The creators of String and Key all came from traditional digital product agencies. MILWAUKEE, May 17, 2022 /PRNewswire/ -- Wyshbox, a fully digital life insurance that offers coverage as low as $9 per month* for $155,000 in life insurance, has expanded from 10 US states to 33. Let's get you back on track and pretend this never happened. Liquidity refers to the ease by which one can convert this value into, well, actual money. We must've moved whatever was here. Date of experience: 14 November 2022. Date of experience: March 27, 2023 Always verify the seller of a piece and check the transaction history. Introducing Savings+ Build your savings + protect loved ones Savings+ is America’s first-ever high-yield savings account with an additional life insurance payout of up to $10,000. Meanwhile long-term alcohol abuse can lead to things like high blood pressure, cancer, weakened immune system, and other mental health disorders. This is an all-around life insurance scam. Wyshbox: Young people: 18 to 50: $2. Most enrollees who elect optional insurance do so via the SF 2817 (Life Insurance Election). Back. Wyshbox’s Post. Plans starting at $4. Universal: permanent coverage, flexible payment, and. com legit? Is it a safe option or fraught with risks? This detailed evaluation review outlines its strengths. Our customer support number is 1-844-WYSH-HLP, and we also provide live chat on our website from 9 am-5 pm M-F. Wyshbox is a fully digital financial protection resource that allows users to personalize their policies with Wyshes - the areas of your financial life that you wish were protected if you were to. #Family. The process confirms if you’re eligible for coverage, the amount you can buy, if there’s going to be any restrictions, and, of course, the cost. Insurance Agency, Insurance Services Office, Homeowners Insurance. Anyone aged between 18 and 79 is eligible for this added protection. Plans starting at $4. This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job. CST. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Users only aged 18-45 are eligible to apply for a Wyshbox policy. Final expense insurances are whole life policies that have a small death benefit and are easier to get approved for. Our customer support number is 1-844-WYSH-HLP, and we also provide live chat on our website from 9 am-5 pm M-F. 57/mo* / Plans start at less than $1/day* / Life insurance for less than $100/yr: Plans starting at $4. Date of experience: January 03, 2023. And it’s not just commuting to jobs, people use their cars for everything from road trips to running errands. Plans starting at $4. In late 2021, archeologists discovered the oldest documented grave of an infant girl in Liguria, Italy, dated approx. Wyshbox is a web-based life insurance provider that specializes in highly customizable term life insurance. Provides term insurance that is less expensive than whole life policies. And the health problems that arise from excessive alcohol abuse can vary, but are no less dangerous. **Plans starting at $9/mo*/Plans start at less than $1/day* Life insurance for less than $250/yr*: Plans starting at $9/mo and less than $1/day are based on a 25-year-old female for a 10-year term in preferred plus health class with a plan face value of $155,000. This inspiring video showcases our commitment to quality customer experience, care and…Reward & Eligibility: When a UNest Customer submits their information and UNest receives confirmation from Wyshbox that the user has received a quote during the promotional period (through March 31, 2024) in accordance with the eligibility criteria below, you will received 6 months of a UNest subscription, which includes the 30-day free trial, and does. Benefit for customers between ages 18-64 is 10%. As of April 12, 2023 the lowest cost Wyshbox plan is $4. Individual life policy contract: ICC21. 40. -Fri. Our goal: help consumers make the right choices online. Wyshbox is a marketing name for Wysh Life and Health Insurance Company. Wyshbox is a marketing name for Wysh Life and Health Insurance Company. Insurance fraud examples can include non-disclosure, exaggerations and deliberate fraud each with their own specific punishments and consequences. Whether you want a completely digital experience or desire a more human approach, insuretech will provide you with a journey that is convenient and. 10, 2023 2 min read Wysh Summary Wysh is a term life insurance company founded in 2021. no idea how to get in touch with anyone to make sure this is a legitimate site. Once the bank or financial institution incorporates Life Benefit into designated accounts, the holder automatically qualifies for this coverage just by opening and maintaining one of these accounts – without the need of a medical exam. Wysh 2023 Review. So, yeah, it might be a while ‘til The White House forgives all that…For more information about the partnership, visit Unest. 4 stars 1 reviews 3 stars 1 reviews 2 stars 0 reviews 1 stars 0 reviews Rating ( 1. Imagine this: life is going well, everything is sailing smoothly, and then one day, out of the blue, your only living parent gets sick and goes into a coma. The overall need for life insurance is higher among women than for men. Eligible employees are automatically enrolled in Basic insurance. By replacing confusing paperwork and long phone. **You must be between the ages of 18 and 65 to apply for a 10-year term life policy, and between 18 and 60 to apply for a 20-year policy. Alcoholism often gets a lot of jokes in the media, but it’s a serious problem. 57/mo and less than $1/day are based on an 18-year-old female for a 2-year term in preferred plus health class with a plan face value of $50,000. Do you agree with Wyshbox's 4-star rating? Check out what 92 people have written so far, and share your own experience. 855 Ridge Lake Blvd STE 600, Memphis, TN 38120-9438.